2022/10/24 Take advantage of a profit-sharing agreement or insurance plan near October 1. Doing so could save lots of money. Put your savings toward advancing your professional interests. Getting an advanced degree will open new doors for you. You could receive a paycheck in mid-October that is much less than you expected. Its possible all of your colleagues are being punished for a bad financial deal. Things will look up at months end when you confer with a representative or company thats based overseas. If you play your cards right, you could get a tempting job offer as a result of this meeting.